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    • Client Authentication
      Easy-to-use, highly secure solutions for strong customer authentication in your digital channels and applications.
      Electronic Payments
      Sector-specific solutions for acquirers, service providers, payment facilitators, and payment providers.
      Enterprise ID
      Improve the security of your data and eliminate complex passwords in your organization with our PKI systems, smart cards, mobile authentication, qualified electronic signature or eSeal.
      eGovernment Identity
      Our PKI based solutions enable authenticated, secure handling of personal data and other applications of electronic identity in modern digital government.
      Mobile Identity Card
      Identification document in a Mobile Phone
      Smart Cities
      EMV card acceptance in public transport and parking. Faster check-in, improved convenience and valuable data on the functioning of your city.
  • Technology
    • Smart Cards
      Chip card applets, proprietary middleware and applications for highly secure identification, authentication and payment processing solutions.
      Secure Mobile ID
      Mobile devices and a variety of connected hardware for strong authentication. Securing the distributed environment of digital banking, identification or logical access scenarios.
      EMV Payments
      Software and hardware solutions for EMV payment card acceptance covering the whole process from your EFT terminal to the processing centre.
      Federated Identity
      Centralized identity security in the distributed environment of various mobile, web or cloud-based business applications.
      PKI
      We apply proven PKI cryptography and symmetrical algorithms, certificate management infrastructure and design a strong security policy, balancing security and business needs of our customers.
      Perso Lab
      One-stop shop for software personalization systems development and complex card issuing services including secure software personalization, flexible physical (graphical) card personalization and logistics.
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  2. Company

Our Story

We have specialized in Smart card-based technologies for many years now. We apply them in highly secure solutions, especially in the financial and e-government sectors, as well as in retail transactions, academia and healthcare.

At present we also make use of our experience in the dynamic world of mobile technologies. We believe our expertise will enable mobile platforms to simplify people’s lives yet still provide a secure and security-creating interface between human and digital environments.

Find out more about our journey below.

1996

Monet+, s.r.o. is incorporated. The Electronic Wallet project

There is 7 of us, who believe that smart cards are the future of the secure digital world.

We are part of the development team for Electronic Wallet - first prepaid payment card. Our areas of expertise are card design, security concept and terminal management. Our experience is applied again in 1999, when we participate in the project of the first hybrid payment card in the Czech Republic - the Maxkarta - issued by  Poštovní spořitelna. We had authored the first direct connection between a payment terminal and the supermarket cashier desk (for Delvita - Delhaize).

1998

Kredit - electronic wallet technology in the fleet world, card acceptance in toll collection

We are transferring the concept of Electronic Wallet into the world of fleet solutions, reconciling the requirements of “multi-party security” with the practicalities of a distributed environment without fully guaranteed connectivity. Our solution integrating acceptance of EMV and closed-loop cards on one terminal is successfully deployed at Slovnaft and later Benzina petrol stations.

In 2005 we use the concept again for  EMV and fleet card acceptance in the project of “Czech Toll Collection System” with our partner ČSOB. Two years later we will replicate the success in Slovakian toll collection with Skytoll.

2000

ASORS - Central transaction system for card payments processing

Building on our acceptance and POS systems, we are developing a central payment processing system ASORS for ČSOB. In the world of banking transactions, we are among the first ones to base our system on the fast-evolving Enterprise Linux platform, (including the Linux filesystem for DB implementation). This allowed for unprecedented flexibility and cost savings, compared to than standard UNIX mainframes or Microsoft NT.  Currently, still managed and developed by us, the system manages more than 60 000 payment terminals, processing over 1 million transactions daily.

2002

PKI client implemented on RSA smart card for authentication and transaction authorization (Cryptoplus/ProID+)

MONET+ creates PKI client on RSA smart card for the innovative project of direct payments with a smart card at the terminals called Guaranteed Payment (by Komerční banka). One year later we are providing PKI smart card as a secure authentication method for internet banking to Česká spořitelna. We are applying the same technology in the world of Enterprise security (authentication) for banks (Komerční banka, Česká spořitelna) and other security-sensitive segments (e.g. public administration - Česká správa sociálního zabezpečení). Up to date, the solution is being developed under the ProID+ brand, combined with the (qualified) electronic signature creation functionality.

2006

Personalization of ICAO compliant electronic travel documents

We are applying our digital identity know-how in the segment of public administration and eGovernment as well, deliverinbg systems for presonalization of ICAO compliant electronic travel documents with biometric data for State Printing Works of Securities and the Ministry of Interior.

2012

CASE Mobile - secure digital identity on mobile platforms

Following the trend of smartphones usage as a main personal gate to the digital world, we are developing mobile authenticator based on one-time-password (OTP) technology. We balance mobile platform inherent risks with robust authentication back-end and special security features on the smartphone’s OS layer.  

Our newly founded AHEAD iTec subsidiary takes care of that area. The new mobile token technology is being applied at the major authentication central systems at Česka spořitelna, ČSOB and other clients.

2014

Identity Federation

We glimpse the future of secure digital identity in the technology of the federation services. In the central authentication system projects, we are combining traditional proven security methods like PKI smart cards with new mobile tokens. We believe, that central management of secure identity in distributed scenarios of the digital world is the only effective way to go. The incarnation of that belief is the module for federated identity based on standard OAuth, SAML and OpenID protocols. Our systems are now serving millions of user in the Czech Republic.

2016

Payment switch as a service and EMV payments in public transport

We are expanding our territory to Africa and South America. In cooperation with ČSOB and Mikrotechnika we are implementing the EMV contactless cards acceptance system for payments in public transport. After successful implementation in several Czech cities, we are currently delivering our systems to Santiago de Chile and Lagos, aiming to other countries as well.

2018

Electronic National ID - authentication and electronic signature for all citizens of the Czech Republic

We are creating a personalization system, authentication and e-sign functionality and the web, desktop and mobile user applications for the new electronic National ID.

2019

We are a clan of 200 and our story continues...

It is a great honour and responsibility for us that we are still managing and developing the above-mentioned systems for our clients (and many more). Our story continues...

 

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