At the beginning of the year 2000, the commercially successful MOL group faced the challenge of harmonizing card payments across its extensive network of gas stations. At the registers, two payment terminals were needed - one for paying with a bank card and another for a fleet card, which was inefficient and inconvenient for customers and staff. The introduction of the Switchio payment processing system significantly simplified this, as a single terminal can now accept a large number of cards. This is just one of many advantages offered by Switchio, an independent software platform for managing electronic payments.
The solution delivered
The MOL group updates and unifies the portfolio of payment terminals while simultaneously centralizing the processing of all electronic payments. This significantly simplifies transaction processing across the group's 1,900 gas stations. The Switchio product is delivered to the customer as Software As A Service. An integral part of the new system is the Ingenico Tetra hardware platform for both indoor and outdoor POS. Switchio supports several thousand hardware terminals and processes millions of electronic transactions monthly.
Benefits of the Switchio solution
Our Switchio platform processes millions of payments each month in transportation, parking, and retail, reducing costs for carriers and merchants and enabling faster, more flexible, and economical payments for passengers and customers.
Benefits for the Gas Station Team
- Less time needed to serve customers
- Reduced error rate in transactions
- Fewer hardware terminal maintenance issues
Transactions carried out on the terminal at the gas station
- Payments by bank and fleet card
- MOL loyalty program transactions
- Purchase of highway vignettes
- Mobile phone credit top-ups
- Value-added services
Main Benefits for MOL
- Centralized platform - all electronic transactions are processed on a single central platform.
- POS management system - the network of terminals can be managed remotely.
- Optimization of payment processing fees - centralization leads to fewer transactions and cost savings.
- Authorization switch - secure transaction processing according to PCI-DSS EMV standards, network key management, and storage of detailed information about executed transactions.
- Terminal software for card acceptance and service payments - the software accepts bank cards, fleet cards, loyalty program cards, mobile phone credit top-ups, and highway vignettes.
- Administrator and merchant portal - the back-office portal allows system oversight and provides detailed transaction reports; guaranteed access 24/7.
- Independence from the acquirer- the ability to easily change the acquirer or work with multiple acquirers.
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