Integrated solution for EMV payment acceptance, support or private payment cards (fleet, gift, benefit) for POS terminals, e-commerce or mobile payment processing, including Apple Pay and Google Pay support. Specialized payment solutions like EMV payments in public transport or toll collection. Payment authorization and routing to multiple processors, optimizing functional processes and cost of card acceptance.
Perfect fit for acquirers, payment facilitators, independent sales organizations, retailers or payment technology integrators.
Benefits and Functionalities
PCI-DSS compliant
Central payment solution for all your channels
Scalable performance
Fast connection to any processing center
HW vendor-agnostic
Flexible business models
Support of specialized closed-loop transactions
White-label or proprietary design option
Functional modules
Our processing platform enables a flexible combination of functional modules into one tailored solution based on your actual needs. The platform incorporates terminal payment applications, terminal management, authorization switch, e-commerce payment gateway, reporting and administration portals and card issuing services.
- Central authorization system
- 3D Secure payment gateway
- POS applications for banking card acceptance
- POS applications for closed-loop payment schemes acceptance
- FARE module for transport solutions
- EET fulfilment applications
- TMS - terminal management system
- Merchant Web for transaction management
- Reporting and data export portals
- Helpdesk Web - system administration for acquirers
- Tokenization module
Our Technology
White-label Applications
Host Card Emulation application
Transfer your cards into a mobile device - closed-loop payment card virtualization in our white-label HCE application.
Mobile POS application
A mobile phone as a payment terminal for private card acceptance, an effective solution for many small businesses, event organizers, or promoters.
3D Secure Payment Gateway
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Easy implementation of payment services in e-commerce platforms
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EMV banking and private card acceptance (fleet, loyalty, benefit)
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Specialized payment schemes like Apple Pay, Google Pay, Masterpass etc.
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Multi-merchant, multi-currency system
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PCI DSS certified environment
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Modular architecture with optional extensions (tokenization, reporting, webhooks, etc.)
Tokenization Module
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Payment card tokenization based on applied cryptography and secure key management
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Improved security for merchants
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Secure interoperability with third parties
In our PersoLab we provide end-to-end card personalization services including personalization systems development, card design, physical personalization (emboss, indent, thermoprint, and laser engraving), HSM secured software personalization, and final packaging and logistics.
- EMV private cards
- Contact and contactless chip cards
- Magnetic stripe cards
- Multiapplication and hybrid cards
- Contactless stickers
- MicroTAG bracelets
