Secure access to digital banking

PKI

Authentication solution with mobile authentication SDK and complimentary authentication methods based on OTP technology.

The client's requirements

In order to secure client access to online and mobile banking, Air Bank was looking for a solution that would cover 3 main requirements:

Authentication and authorization services with a central back-end component and a security-focussed SDK for mobile banking applications on the Android, iOS, and Windows platforms
The delivery of security components (HW tokens)
A system to ensure complete management of the security component’s life-cycle (ordering, distribution, activation, deactivation, blocking, etc.)

The solution delivered

In 2015-2016, MONET+ delivered an authentication solution featuring the CASE server, with the support of one-time-password authentication procedures: SMS OTP, mobile tokens (CASE mobile).

For the purposes of the mobile banking application, we delivered a security library (the CASE mobile SDK) that handled processes involving secure log-in and transaction authorization on a mobile device; the SDK was implemented for the Android, iOS and Windows platforms.

The roll-out for Air Bank included a push notification service (Push Server) to provide communication to mobile devices that leveraged cloud services by Google, Apple, Microsoft.

The benefits delivered

The solution simplified authentication and payment authorization through deploying a mobile token (authentication via the mobile app and PIN). The push notifications kept users better informed about matters of concern. The whole solution was easily integrated in the mobile banking app thanks to the SDK.

The solution was implemented by our MCA
(Methods of Client Authentication) team

headed by Tomáš Popelka

Fancy joining the team? Drop us a line.