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  1. Home
  2. Case studies

EMV contactless cards acceptance
in public transport

ČSOB
/ since 2017
Smart Cities
EMV Payments

Introducing fare collection via contactless EMV card payment in public transport. In cooperation with CSOB, we are making commute and fare collection easier in several Czech cities while also exporting our technology abroad. 

The client's requirements

We operate a comprehensive authorization system for the ČSOB company, this representing the core component of the bank’s acquiring systems processing payment cards transactions from its   more than 60,000 terminals.

The rapid adoption of contactless payment cards has opened up new opportunities for the bank, and one of these was for the company to become a major provider of fare payment solutions on public transport networks in the Czech Republic.

Introducing such a method of payment meant extending the existing ČSOB authorization system with a new module that supported the specialized functions of the transport sector.

Furthermore, it was necessary to find and test a suitable technology which would be ready to fulfil the function of the payment terminal in a given vehicle; i.e. the capacity to read all types of payment cards and reliably support cashless public transport payments.

The solution delivered

t did not take our team long to devise and release the transport module for the ČSOB authorization centre.

We chose an optimal technology for the vehicle payment terminals and then set about developing a suite of applications to permit the precise functionality of all the processes running on them.

MONET+ participated in the implementation of the following transport projects:

Prague  – Two trial routes with

  • 120 terminals installed
  • Use of a check-in framework
  • The ability to process transactions offline
  • DESFire card support

Brno – The airport bus route (a pilot project) with

  • A small number of terminals installed
  • Use of a check-in framework
  • The ability to process transactions online with the capacity to switch to an offline mode

Ostrava

  • 2,500 terminals installed
  • Over 500,000 transactions per month
  • Use of a check-in/check-out framework
  • The ability to process transactions offline
  • DESFire card support
  • A paperless solution

Pilsen

  • 300 terminals installed
  • 100,000 transactions per month
  • Use of a check-in framework
  • The ability to process transactions offline
  • DESFire card support

Karlovy Vary

  • 130 terminals installed
  • Use of a check-in framework
  • The ability to process transactions offline
  • DESFire card support
  • A paperless solution

Liberec

  • 80 terminals installed
  • Use of a check-in framework
  • The ability to process transactions online with the capacity to switch to an offline mode

Other cities and inter-urban bus routes with implementations and after-care service by MONET+:

  • Mariánské Lázně
  • Hradec Králové
  • Třebíč
  • Tábor
  • Chomutov-Jirkov
  • Prague-Kutná Hora
  • Prague-Rakovník
  • Prague-Harrachov
  • Bratislava-Vienna

The benefits delivered

For cities and transport operators:

  • Faster cash flow
  • Eliminates issues associated with cash payments on vehicles
  • Eliminates the need for paper tickets
  • Significantly faster check-in – typically within 1 second (in offline mode)
  • No black passengers
  • Aggregation of transactions bring savings in transaction fees and discounted fares for passengers
Řešení realizoval vývojový tým Cards and Transactions
pod vedením Aleše Popelky
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